About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Member stories

Hear from Modern Woodmen members

From financial planning to member programs to community involvement, we help members and their families through life.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
An old black-and-white photo from Modern Woodmen's Tuberculosis Sanatorium.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
A computer screen with Modern Woodmen's life insurance calculator displayed.

Try our life insurance calculator

Each family is unique, with different needs and goals for the future. Taking a few minutes to answer some quick questions will give you an estimate of how much insurance is right for you.

Resource Hub

Visit our Resource Hub to learn more about life insurance and potential solutions to protect you and your loved ones. It’s a great place to find the answers to your questions and some hints from professionals.

Visit Resource Hub
Our guide to applying for life insurance

What to expect from the life insurance application process

From commonly used terms to hints for the medical exam and more, our handy guide helps you understand the application process.

 

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
A father holding his daughter in the air with her arms out.

Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

File a Death Claim

File a Death Claim

Experiencing the loss of a loved one can be overwhelming. Please accept our deepest sympathies. Also, please know you have our support during this difficult time, starting with the death claim process.

How to file a claim

Step 1. Notify us of the death

A good first step is to contact your loved one’s Modern Woodmen financial representative … or your own if that’s a different person. He or she can guide you through the claim process, help you fill out necessary forms and offer assistance where needed.

If you need contact information, go to the Find a Representative section of this website and enter the representative’s name. Or enter your loved one's ZIP code or city/state to access a list of representatives. 

 You can also start the claim process by:

  • Calling our Service Center at 309-558-3088, Monday through Friday, 8 a.m. to 4:30 p.m. (Central).
  • Completing this online form.

Step 2. Submit the claim forms

Once you (or your representative) have notified Modern Woodmen’s headquarters of the death, we will verify if any benefits are owed. If so, then we’ll provide forms for the named beneficiary(ies) to complete.
Please send the completed claim forms and certified death certificate back to the headquarters.

Modern Woodmen of America
P.O. Box 2005
Rock Island, IL 61204-2005

Step 3. Receive payment

Modern Woodmen will promptly review the claim once we receive all necessary forms and documentation. Then we will make the appropriate payment, if any, to the beneficiary(ies).