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![Universal life insurance](/globalassets/media/public/generic-media/sub-product-block-images---830-x-360/universal_life_insurance.jpg)
Universal life insurance
Universal life insurance is a kind of permanent life insurance coverage that provides flexible protection and cash accumulation that you can adjust as your needs change.
![Do-Good Grant®](/globalassets/media/public/my-membership/member-benefits/dogoodgrant_830x360.jpg)
Do-Good Grant®
Members can apply to receive $200 in seed money to coordinate a small-scale volunteer project with family and friends. Modern Woodmen will award a limited number of grants per year on a first-come, first-served basis.