About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
A female nurse taking care of a male patient at Modern Woodmen's tuberculosis camp in 1909.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Resource Hub

Visit our Resource Hub to learn more about life insurance and potential solutions to protect you and your loved ones. It’s a great place to find the answers to your questions and some hints from professionals.

Visit Resource Hub
Our guide to applying for life insurance

What to expect from the life insurance application process

From commonly used terms to hints for the medical exam and more, our handy guide helps you understand the application process.

 

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

​Will I have Social Security?

   

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Retirement distribution
Article Hero Image
Retirement distribution

Today's retirees will live longer and spend more time in retirement than any other generation in American history. It's difficult to predict what Social Security will look like in the future and how much retirees will receive.

The increasing number of retirees from the baby-boom generation receiving benefits has increased the demands on an already strained Social Security system.

Social Security wasn’t designed to replace all of your income in retirement. In fact, Social Security may provide only a small portion of your retirement income.

According to the Social Security Board of Trustees, if no changes are made, the system will provide only 79 percent of benefits owed when funds are exhausted in 2034. (Source: 2015 OASDI Trustees Report)

For most, a comfortable retirement will depend on personal savings and self-funded retirement plans. Did you know a variety of tax-advantaged retirement savings options are available?* We can work with you to determine the best ways to save by creating a solid retirement plan, helping you identify potential obstacles (like the future of Social Security) and determining how much you personally need to save. Contact us today.

*Tax issues can be complex. Consult your tax professional before making a decision.

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.


Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

I'm here to help

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Cameron Cameron
Phone: 000-000-0000
Get started
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Additional products and services

Talk to a representative to see what's best for you.

​Single premium immediate annuity
Product

​Single premium immediate annuity

Getting ready to retire? You face many risks, including increasing health care costs, the impact of inflation and market volatility. If you are like most, you feel the future of Social Security is uncertain and your employer most likely doesn’t offer a pension. The result? The largest risk you may face is the risk you will outlive your retirement savings.