If your spouse got sick or died today, how difficult would it be for you to track down important documents? Could you pull up your spouse’s bank accounts, bills, insurance policies and tax documents?
Living in a paperless society makes things even more complicated. With digital records, there’s no paperwork to help you find accounts you may not know exist. Do you have access to the critical information saved on your spouse’s phone or computer?
If you want to get a handle on your family’s information, use these checklists to start compiling and organizing your many passwords, documents and contacts.
Passwords
Consider using a digital password manager to keep track of your confidential information.
✔ Bank and investment accounts.
✔ Bills on autopay (cellphone charges, streaming services, utilities, etc.).
✔ Cellphones, computers and tablets.
✔ Social media accounts.
Documents
Organize your important documents in a secure, central location. Store originals in an off-site safe deposit box.
✔ Appliance manuals and warranty documents.
✔ Birth certificates.
✔ Insurance policies.
✔ Marriage certificate.
✔ Passports.
✔ Power(s) of attorney.
✔ Social Security cards.
✔ Tax documents.
✔ Vehicle titles.
✔ Will.
Contacts
Compile a list of emergency/important contacts.
✔ Attorney.
✔ Child care providers.
✔ HVAC technician.
✔ Insurance providers.
✔ Financial representatives/investment advisers.
✔ Physicians.
✔ Plumber.
✔ Veterinarian.
Does your family know your final wishes?
If you don’t plan now for the steps to be taken after your death, someone else will have to do it for you.
The Final Wishes Resources member benefit helps you get your “house” in order and share your late-in-life/end-of-life wishes … or help a loved one with this important task. These guides help members plan, organize and start conversations.
No matter what stage of life you’re in – young, old and everything in between – the Final Wishes Resources can help. Learn more on the member website.
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Term life insurance
No one expects to have a fatal accident, get sick or die too soon, but what if? What if those who depend on your income no longer could? Term life insurance can be an affordable way to get the protection you need to keep your family, your business, and your hopes and dreams alive. With term life insurance, your beneficiaries receive income-tax free money if you die during the term period – without the delays and expense of probate.
