Earning your trust requires integrity, dependability, competence and transparency. Modern Woodmen of America takes the responsibility of protecting your personal information seriously. This page outlines how we collect, use, safeguard, and permit access to your personal information.
Personal information we may collect
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Personal information we get from you, such as your name, address, date of birth, phone number and e-mail address.
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Paper and online applications and forms you complete, including any you fill out on Modern Woodmen’s corporate website at www.modernwoodmen.org.
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Product-related information, such as your plan coverage, premiums, payment history, investment history, investment transfers and account balances.
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Your transactions with us and/or our affiliates (i.e., companies related to us by common ownership or control) and any applicable unaffiliated companies we may work with to service your account. |
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Credit-related information, such as your creditworthiness and credit history.
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Credit-reporting agencies and other unaffiliated companies, including companies that give us marketing information.
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Health and/or other information, IF the product you buy requires us to get this type of information about you, or if you have applied for a position with Modern Woodmen. |
Service providers and contractors, upon your authorization. Once your completed authorization is submitted to us, we may contact any or all of the entities described in the authorization to gather information needed to process your application.
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Information gathered in a background check IF you have applied for a position with Modern Woodmen.
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Service providers and contractors, upon your authorization. Once your completed authorization is submitted to us, we may contact any or all of the entities described in the authorization to gather information needed to process your application.
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Visual or audio likeness and/or stories of you IF you are interviewed for content to appear in Modern Woodmen materials. |
Publication interviews in which you choose to participate. |
Business purposes for which information is collected
We ask for only the personal information necessary to deliver products and services. This information is used to:
- Provide the product(s) or service(s) you have applied for or requested.
- Offer you additional products and services.
- Evaluate and pay claims for your benefits.
- Manage your certificate(s) or account(s).
- Administer workforce services for you if applicable.
Modern Woodmen of America does not sell or share personal information.
Third parties with whom information may be disclosed
Within the Modern Woodmen corporate family
- We may disclose information about you with our home office employees or affiliates in order to process your application or claim, administer your certificate or account, provide you with a service you request, or to administer our business.
- We may also disclose your information with your servicing representative. Your representative is under contract with Modern Woodmen and is committed to acting in accordance our privacy policy. Your representative may use your information to service your existing certificate or account, provide a service requested by you, or offer you additional products and services.
Outside the Modern Woodmen corporate family
- We have contractual relationships with providers that conduct health assessments on our behalf, for use when underwriting for life insurance coverage. State and federal laws require the providers to keep your information confidential. We will not disclose your health information to anyone without your authorization unless the law permits or requires us to do so.
- We may disclose information about you with nonaffiliates (companies or persons that are not related to us by common ownership or control) in order to process your application or claim, administer your account, provide you with a service you ask for, or to administer our business. We require these nonaffiliates to keep your information confidential.
- We may disclose the data described above with other companies that perform services for us or on our behalf. This includes firms that provide mailing or marketing services for us or develop or maintain software for us. We contractually require any person or organization providing products or services on our behalf to protect Modern Woodmen member information.
- We may also disclose your information if the law permits or requires us to do so (e.g. government agencies, self-regulatory agencies, or in response to a subpoena).
Former members
If you decide to end your relationship with Modern Woodmen, or if your certificate becomes inactive for some other reason, we will continue to treat and safeguard your information as described in this statement.
Confidentiality and security
We use strict standards of security and confidentiality to protect personal information that we have about you. Only employees who are trained in the proper handling of your information and who must have that information to perform their jobs will be allowed to see and use your information. We have physical, electronic, and procedural safeguards that comply with applicable federal and state regulations to keep your personal information safe.
Additional information
We hope you find this description of our informational practices helpful. We take our responsibilities and your rights very seriously. You can find electronic copies of our Privacy Statement and our Online Privacy Policy at www.modernwoodmen.org.
If you have any further questions or wish to request additional information as provided in this notice, please write or call us at:
Modern Woodmen of America
1701 1st Avenue
Rock Island, IL 61201
309-558-3077 or 1-800-447-9811